Mental Wealth & Financial Health Steps to Begin Step 1: Create a Personal BudgetStep 2: Create a Business BudgetStep 3: Calculate Personal Financial Health Step 4: Ask your tax professional % of taxes to account for per saleStep 5: Calculate Debt to Income RatioStep 6: Calculate Income Needed (DIR + Lifestyle Living < 50% Income)OR Calculate Cash Flow (Passive Income > Expenses) Websites for Assistance https://www.nerdwallet.com/article/finance/budget-worksheet https://www.cnbc.com/select/best-budgeting-apps/ https://www.richdad.com/resources/tools https://www.richdad.com/MediaLibrary/RichDad/pdfs/Balance-Sheet_icon-page.pdf Money Disorder Assessment by Drs. Klontz Credit Score Monitoring Option 1: Credit Karma Option 2: Experian FICO Score